GET TO KNOW HER
She led the Strategy Department for a $670M+ portfolio of luxury villas, resorts, and residential projects, overseeing 12 developments. Her strategic leadership focuses on A+ markets, including Southeast Asia and Greater China, serving Family Offices, HNWIs, PERE Funds, & REITs. Projected 22%+ IRR per annum over a 10-year period through optimized pricing, land use, and cross-border capital deployment, positioning the asset for accelerated value creation and diversified exit opportunities; and over $X Mio in foreign investment by streamlining regulations, enhancing investor returns, and simplifying transaction processes. Managed by a wholly owned subsidiary of a Singapore-based global real estate investment company listed on the Singapore Exchange (SGX) (~$100B AUM).
She also lead market research, financial analysis, and strategic planning for the yacht sector, including vendor evaluation, market analysis, business feasibility, and end-to-end investment assessments.


She oversees the Marketing, Business Development & Brand Strategy Department for a Real Estate Development Group operating in end to end:
Capital & Land (Acquisition, feasibility, legal/regulatory, financing, and structuring),
Design (Architecture, interiors, and turnkey fit-out),
Development & Delivery (Quantity surveying, project management, and construction),
Property Development (Multi-unit residential and integrated developments for sale).
Portfolio: 1 subcontractor, 1 wellness villa in pre-construction, 15 residential developments, 2 commercial projects, 15 interior design projects, and 23 residential clusters. She has worked for prestigious clients such as Seoul National University, Korea International Cooperation Agency, Private Individuals (Middle Class to HNWIs), Government & Public Sector Entities, Financial Institutions, Corporates & Private Enterprises, also Technology & Innovation Partners.


Additionally, she serves as Chair of a privately held advisory boutique serving Family Offices, UHNWIs/HNWIs, PERE Funds, REITs, Strategic Enterprises, SOEs, & GLCs, providing governance-driven execution in Real Assets by aligning cross-border capital, counterparties, and strategic outcomes with institutional-grade rigor and deep local insight across Southeast Asia, Greater China, and the Middle East.
She also co-founded several non-VC-backed ventures. Having served in both C-suite and Commissioner roles, she has directed international teams alongside Forbes-recognized mentors and advisors from Goldman Sachs, the World Bank, and Deutsche Bank.
“Her philosophy centers on liquid profitability, operational efficiency, and value creation, rejecting growth-at-all-costs mentalities in favor of durable business fundamentals.”


In parallel, Sarah brings licensed expertise as a Wealth and Insurance Advisor at AlifebyVision, a strategic unit within the Vision Agency, operating under Allianz Life Indonesia— a subsidiary of Allianz SE (OTC: ALIZF) —one of the world’s largest and most stable insurance and asset management firms, with (~$2.28T) in AUM and a strong AA-rated balance sheet, reflecting its global financial stability and credibility).
She holds credentials from the Indonesian Life Insurance Association (AAJI) and Sharia Insurance Association (AASI). She entered the sector to capitalize on its financial advantages: recurring revenue, scalable commissions, and compounding growth potential.


Previously, she worked at subsidiary of a Tokyo Stock Exchange (TSE) listed financial group (~$8.27B total assets), with operations across Southeast Asia. While the company operates in various sectors, she specialized in financial and real estate sectors, including:
Financial Business: Debt purchasing and management; Receivables collection
Real Estate Business:
1. Real Estate Development and Construction (Real Estate Development; Design and Construction of Detached Houses; Subdivision)
2. Sales and Leasing (Sales of Single-Family Houses; Real Estate Auction; Real Estate Leasing; Property Trading)
3. Property Management and Consulting (Real Estate Rental Management; Property Consulting).
She provided strategic insights to system operations to design and enhance business processes, while also conducting internal and fraud audits to assess controls and compliance across all business units and departments. By delivering actionable recommendations, she ensured their implementation, driving performance improvements and operational efficiencies. As a fraud and internal auditor, her core responsibilities included:
Managing NPL portfolios carried forward from legacy operations and external acquisitions
Structuring asset-backed loan guarantees (land, property, and vehicles)
Overseeing internal controls for auctioned and foreclosed assets
Designing recovery strategies through the Asset Management Unit (AMU) to optimize resolution and asset quality
She worked closely with the President Director and C-suite executives; Cross-functional teams, including the legal department; Notaries; Individual and property agents companies; Asset Management & Auction Services Office; and Licensed Public Appraisal Service Office, authorized by the Ministry of Finance, provide independent asset valuations. Despite the segment recording a ~$57.9M loss in operating income—driven by COVID-19-related constraints on loan issuance and weak debt recovery—the business unit grew revenue to ~$152.7M. Her work played a pivotal role in supporting the group’s regional recovery, contributing to asset quality improvements and operational stabilization amid post-pandemic headwinds.
Institutional Context.
The bank was founded in 1989 as Bank CIC (Centris International Corporation). In 2004, it merged with Bank Danpac, Bank Pikko, Bank Pos Nusantara, and Bank Pelita to form Bank Century. Several of these predecessor institutions had previously been recipients of liquidity assistance under the Bank Indonesia Liquidity Assistance (BLBI) program, a crisis-response facility introduced during the 1997–1998 Asian Financial Crisis. BLBI provided emergency funding to maintain solvency in the banking sector, but much of it was later misused, turning into one of Indonesia’s largest corruption scandals and leaving unresolved exposures, unrecovered state funds, and reputational risks across the sector. The merger therefore consolidated not only banking operations but also a legacy of weak governance and distressed portfolios. Following Bank Century’s collapse during the 2008 global financial crisis, it was taken over by the Indonesian Deposit Insurance Corporation (LPS). In 2009, it was renamed Bank Mutiara under LPS management. In 2014, it was acquired by a Japanese investor group for ~$356M at the time and rebranded in 2015 as a listed commercial bank within a broader Asian financial network spanning banking, multifinance, and cross-border investments.
This history left the institution with a substantial portfolio of non-performing loans (NPLs) and distressed assets, inherited from BLBI-era predecessor banks, the Bank Century bailout, and the Bank Mutiara period, compounded by additional portfolios purchased from other banks and financing companies, which presented opportunities for restructuring, collateral monetization, and profitable asset recovery under new ownership.






Sarah worked at a firm affiliated with Intercontinental Grouping of Accountants and Lawyers (IGAL), part of a global network of 100+ firms across 45 countries, facilitating cross-border financial and legal services with 50 years of experience.
She conducted in M&A Transaction Advisory - Due Diligence, she led due diligence in the logistics sector for a Southeast Asian investment firm specializing in hybrid securities, including debt, convertible bonds, preference shares, and equity, with a primary focus on growth capital investments. The firm, with $1.5B+ deployed across Indonesia, Singapore, Philippines, and Malaysia, is recognized for its disciplined investment approach and commitment to delivering risk-adjusted returns while supporting sustainable regional development.
Sarah’s analysis supported investment decisions in companies valued at $15M+, with deal sizes starting from $7.5M and structured over 3–5 year horizons. Her work ensured deals matched the firm’s target ownership range (10–50%) and value creation goals, while also meeting key governance standards like those in the CDC Investment Code. She combined detailed financial analysis with strategic thinking to long-term investment decisions.
In parallel, She contributed to IPO readiness audits for a property development company (IDX-listed). The company is part of a well-established real estate group based in Singapore, which manages a diversified property portfolio valued at approximately $260M. Listed on both the Singapore Exchange (SGX) and Frankfurt Stock Exchange (FSE), the group holds a variety of assets, including residential, office, serviced apartment, retail, and integrated hospitality properties, as well as a real estate fund management business, the group’s investment properties are valued at $321.2M. Sarah worked on a team that reviewed the company’s financial systems, governance, and compliance to ensure they met IPO requirements. Her work helped prepare the company for a successful public listing in Southeast Asia’s real estate market.
Additionally, Sarah contributed to financial statement audits for diverse sectors, including:
• Financial Services: Venture capital, payment providers.
• SMEs & Professional Services: Procurement, visa services, legal translation.
• Heavy Industries: Coal mining, aviation/logistics, manufacturing (electronics, industrial goods).
• Consumer & Luxury: Luxury automotive (authorized importer of a hypercar and supercar brand), beauty/wellness, F&B (bakeries).
Earlier, she developed her foundation in audit assurance and tax compliance at Dezan Shira & Associates, a professional services firm with a pan-Asian focus. The firm specializes in foreign direct investment (FDI) advisory and provides services in market entry, corporate structuring, cross-border M&A, tax, legal, accounting, audit, and HR compliance. It operates in 21 countries across Asia Pacific, China, Europe, the Middle East, and North America, publishes Asia Briefing on regulatory and tax developments, and is a member of the Leading Edge Alliance (LEA Global).








CIVIC & SOCIAL PHILANTROPIST
1. Education & Child Empowerment
Sarah’s contribution to society is reflected in her involvement as a Facilitator of Inspiration Factory Foundation, where she leads learning initiatives for underserved children. Drawing on her prior guidance from a psychologist on handling children, she helps them build confidence and overcome adversity through a structured, values-based curriculum.
She has also donated a curated selection of books from her personal collection, accumulated from childhood to the present, to mobile and regional libraries, with the intention of enhancing access to educational resources and fostering a culture of reading within underprivileged communities.
2. Women’s Empowerment & Human Rights
Sarah is a member of Light of Women, a community dedicated to supporting disadvantaged women and children in Indonesia. Driven by a sense of social responsibility, the community works to improve quality of life in less privileged areas while fostering a positive environment where every woman is empowered to uplift others.
3. Youth Leadership & Advocacy
Sarah is also a member of the ASEAN Youth Leader Association Indonesia, Indonesia Student Youth Forum, and Youth Red Cross Club. Furthermore, she has collaborated with the United Nations Department of Economic and Social Affairs, Google, and 2030 Youth Force to advocate for the establishment of secure environments for young people with the campaign ‘Safe Spaces for Youth’ on International Youth Day.
Moreover, she has participated as a delegate in the ASEAN Xchange, Asia Pacific Students for Liberty Conference, Indonesia Youth Forum, and Indonesia Student Forum. As part of her community action work during the Indonesia Youth Forum, she participated in tree-planting activities at Babakan Siliwangi urban forest and helped coordinate the distribution of 1,000 milk cartons during Car Free Day in Dago, both located in Bandung, the capital city of West Java, Indonesia. She also took part in tree planting at Ragunan Botanical Gardens in Jakarta.
She used to actively engaged with key national leaders and participated in national forums and discussions on policy, youth development, and innovation, including:
• Discussed national issues with Indonesian economist and 11th Vice President Prof. Dr. H. Boediono, B.Sc., M.Ec., at the national palace, in an event also attended by former Minister of Youth and Sports of the Republic of Indonesia Andi Alifian Mallarangeng.
• Engaged in dialogue with former Deputy Speaker Taufik Kurniawan at a discussion forum held at the House of Representatives and the People’s Consultative Assembly of the Republic of Indonesia complex.
• Participated in a discussion at the U.S. Embassy’s American cultural center.
• Took part in dialogues with former Minister Linda Amalia Sari Gumelar at the Ministry of Women’s Empowerment and Child Protection of the Republic of Indonesia.
• Engaged in discussions with former Minister Syarifuddin Hasan at the Ministry of Cooperatives and Small and Medium Enterprises of the Republic of Indonesia.
• Participated in dialogues with former Minister of National Education Dr. KH. Muhammad Nuh, DEA, at the Ministry of National Education of the Republic of Indonesia.
• Participated in a national policy forum, directing a strategic question to Minister of Finance of the Republic of Indonesia Sri Mulyani Indrawati, S.E., M.Sc., Ph.D., to underscore the alignment between a presidential candidate’s digital economy agenda and Millennial-driven innovation, supporting public perception during the election cycle.
• Took part in a national youth-focused discussion forum at the Independence Building, engaging in conversations on leadership and youth development. The youth forum was attended by distinguished Indonesian leaders including K.R.M.T. Roy Suryo Notodiprojo (former Minister of Youth and Sports of the Republic of Indonesia), Basuri Tjahaja Purnama (former Regent of East Belitung), Elvyn Masassya (former CEO of Jamsostek), Hugua (former Regent of Wakatobi), and Ayi Vivananda (former Deputy Mayor of Bandung), who shared their leadership journeys and views on empowering the next generation.
4. Community Development
Sarah dedicated two months to a community service program, under Ministry of Education, Culture, Research, and Technology of the Republic of Indonesia, working in rural areas to drive impactful education, health, and community development initiatives, aimed at enhancing local well-being and fostering inclusive growth.
5. Public Health & Scientific Contribution
Sarah’s contributions to public health were recognized when she became a Regional Champion in the National Narcotics Board (BNN) Writing Competition, addressing issues related to narcotics.
Additionally, she was a National Finalist in the Appropriate Technology Exhibition organized by the Ministry of Villages, Development of Disadvantaged Regions, and Transmigration, in collaboration with the Ministry of Home Affairs of the Republic of Indonesia. There, she presented her research to the public—work that was developed when she won first place in the Regional Science Research Competition hosted by the Indonesian Institute of Sciences (LIPI), where Prof. Yohanes Surya, Ph.D., a prominent Indonesian scientist, served as one of the jury members.
In another year, She also contributed her research to LIPI following a first-place award in the National Youth Science Research Paper Competition hosted by the Indonesian Institute of Sciences (LIPI), based on fieldwork at PT Timah Tbk (IDX: TINS) – a vertically integrated, state-owned enterprise producing > 20,000 metric tons of refined tin annually, representing approximately 6 – 8% of global supply, and underpinning Indonesia’s position as the world’s second-largest tin producer.
6. Cultural Preservation
To support the preservation of intangible cultural heritage, Sarah authored a folklore book based on oral histories. She personally traveled to remote areas to find and interview local individuals, and later submitted the work to the Arts Council.





















